Frequently Asked Questions (FAQ)

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Knowledge equals success

Here are some frequently asked questions about the process of obtaining our services. If you have a question that is not listed here, please call us at 888-842-4934 or email us at financing@confirmcapital.com

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My business doesn’t accept credit cards. Am I still eligible for funding?

Another reason to choose Confirm Capital, as we are one of few, who advance funds to companies who do not accept credit cards. In fact, only $10,000 average monthly sales is required in order to confirm your funding amount.

 
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How long does it take for me to get funded?

We can move as fast as the merchant is able to send back paperwork. Merchants motivated to get funded quickly, can receive funding in usually 2-5 business days. However, Confirmed Capital has funded businesses in as little as 7 hours. Simply tell us what you need!


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Why is the interest rate on a small business loan seem high?

We suggest that interest rates are not applicable to this style of lending because it is considered short-term (under a year). You should think of it in terms of the total cost of the money and can you utilize it effectively to grow your business.  If a company can make produce $20,000 revenue by taking a 10,000 dollar loan and a 15,000 payback. They stand to profit $5000 that would have been pasted on otherwise.


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What if I have a cash advance with another company?What if I have a cash advance with another company?

Roughly 60% of our merchants have had, or currently have advances with other funding companies. With access to premium pricing. Confirm Capital can pay off your existing cash advance, while still putting money in your pocket for additional cash flow or keep the existing and receive additional funding. We are able to get 2nd and 3rd position deals funded.


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Do I have to sign a Personal Guarantee?

Never! We purchase your future receivables for the amount you agree to payback. Traditional bank lenders require personal guarantees for collateral loans which makes our working capital loans so attractive.


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How much money should I expect to qualify for when I apply?

Confirm Capital treats every business with unique, special care given to each merchant’s needs. Business have received anywhere from 30% – 130% of the businesses gross monthly sales. Typically advances range from $3,000 – $500,000.


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